1. What is BIA?

BIA is a betting broker founded in 2011. It is licensed by the Curaçao Gaming Control Board (license OGL/2024/1701/0924) and operated by Lone Rock Holdings N.V. Unlike traditional bookmakers, BIA does not offer its own odds in its main products — it acts as an intermediary, providing access to multiple Asian bookmakers and betting exchanges through a single account. The platform is aimed at serious bettors who seek higher limits, better odds, and no restrictions on winning players.

Founded

2011

License

Curaçao GCB (OGL/2024/1701/0924)

Products

BLACK, Sharp Exchange, BIA Apex, PS3838

Min. Deposit

€50

Min. Bet

BLACK: from €1 (varies by bookmaker) · Sharp Exchange: €10

Sports

Football, Tennis, Basketball, Am. Football, Baseball, Esports, Ice Hockey, Cricket

Restricted countries: Afghanistan, Aruba, Bonaire, Curaçao, Cyprus, Democratic People's Republic of Korea, France, French Polynesia, Germany, Guadeloupe, Iran, Kazakhstan, Northern Ireland, Lithuania, North Macedonia, Martinique, Mayotte, Myanmar, Netherlands, New Caledonia, Saba, Saint Pierre and Miquelon, Saint-Martin, Singapore, Sint Eustatius, Sweden, United Kingdom, United States, Wallis and Futuna Islands

2. Products & Platforms

2.1 BIA BLACK

BLACK is the flagship product, powered by mlb. It is a multi-bookmaker platform that aggregates real-time odds from bookmakers and betting exchanges. It currently lists bfr, bdq, sbo, ps38 (via p88), sngb, Polymarket Exchange, smk, 3et, mlb Exchange and mtch. When you place a bet, the system automatically distributes your stake across bookmakers, starting from the best available odds. The interface is clean and easy to navigate. BLACK is free to use, and the minimum bet starts from €1 (it varies by bookmaker).

2.2 Sharp Exchange

Sharp Exchange is a white-label betting exchange. Here you bet against other users, not against a bookmaker. It offers back/lay bets and real-time odds trading, and is excellent for matched betting strategies. Commission is 2.95% and is charged only on winning bets. The minimum stake is €10.

2.3 BIA Apex (formerly Skype Betting)

Apex is a VIP service for players seeking higher limits than standard offerings. It operates on BIA's own pricing and offers fixed odds with built-in commission. Available 24/7 through direct chat with the trading team.

2.4 ps38 (pin) & Betting API

Through BIA you can open a standalone ps38 (pin) account — one of the sharpest bookmakers in the world with low margins and high limits. For professional bettors, BIA also offers a Betting API that allows full automation of strategies across multiple bookmakers and exchanges.

3. Payment Methods

Method	Dep.	Wdr.	Fees
Crypto (BTC, ETH, USDT, USDC, XRP, LTC, DAI, DOGE, ADA, SOL, TRX)	✓	✓	Deposit 0% · 1st withdrawal every 30 days free, then 2%
Skrill / Neteller	✓	✓	Withdrawal: 2.5% on the 1st, +2% on each further one within 30 days
Jeton / MuchBetter / MiFinity	✓	✓	Withdrawal: 2.5% on the 1st, +2% on each further one within 30 days
Bank Transfer (SEPA/SWIFT)	✓	✓	Withdrawal: 2.5% on the 1st, +2% on each further one within 30 days
Visa / Mastercard	✓	✗	Deposit 4.5–5% · cannot be used for withdrawals
AstroPay / CashToCode / LuxonPay	✓	✓	Withdrawal: 2.5% on the 1st, +2% on each further one within 30 days

• Crypto: the first withdrawal every 30 days is free, then 2% per withdrawal

• Bank transfer and e-wallets: 2.5% on the first withdrawal, plus 2% for each further one within 30 days

• Min. withdrawal: €50 (BTC: €200, ETH: €100)

• Deposits must be wagered 1–3× at odds of at least 1.50 before withdrawal (BIA's FAQ and terms differ)

• Withdrawals are processed within up to 24 working hours; bank transfers take 36–48 banking hours

4. Pros & Cons

Access to multiple sharp bookmakers from one account

Winners welcome — no account limitations

Aggregated liquidity via BLACK for best odds

Low commission on Sharp Exchange (2.95%, winning bets only)

20+ payment options, including 11 cryptocurrencies

0% commission on BLACK bets

Betting API for automated strategies

24/7 customer support via live chat

BIA Apex for VIP high limits

User-friendly interface with P&L dashboard

Not available in 29 countries, including the USA, UK, France, Germany, the Netherlands, Sweden and Singapore (full list in BIA's terms, clause 4.1.3)

Withdrawal fees: 2.5% on the first bank or e-wallet withdrawal, 2% on each further one within 30 days

No football prop markets (goalscorer, etc.)

No phone support

Min. deposit €50 — high for recreational bettors

Some Trustpilot reviews report delayed or frozen withdrawals

4.5–5% fee on card deposits; cards cannot be used for withdrawals

5. Exchange Commissions

Exchange	Via BIA
Sharp Exchange	2.95%
Betfair	3%
Matchbook	2.2%
Betdaq	1.1–1.5%
Smarkets	1.375%
BLACK	Free to use

6. Registration Process

Click 'Open Account' and enter your personal details and email.

KYC Verification

Upload ID (passport/national ID) and proof of address.

Deposit

Fund your BIA Wallet via your preferred payment method (min. €50).

Transfer to Product

Move funds from BIA Wallet to your desired product (BLACK, Sharp Exchange, etc.).

Place Bets

Log into the platform, select the best odds, and place your bet.

7. User Reviews

On Trustpilot, feedback on BIA is mixed. Some reviewers praise fast payouts, while others report delayed or frozen withdrawals. We recommend reading the most recent reviews before making a large deposit.

8. Who is BIA For?

Professional bettors

Limited by soft bookmakers, seeking sharp odds without restrictions.

Arbitrage players

Access to multiple bookmakers and exchanges from one account.

Exchange traders

Sharp Exchange offers lower commission than bfr.

Value bettors

Odds aggregation in BLACK helps you get the best available price.

High rollers

BIA Apex offers individual limits and personalised service.

API users

Betting API allows full automation of strategies.

9. Final Verdict

BIA is one of the leading betting brokers on the market, with a proven reputation since 2011. The platform is ideal for serious bettors seeking access to sharp Asian bookmakers without the risk of restrictions. The BLACK platform is their strongest asset — aggregated odds and liquidity from multiple bookmakers ensure the best value. Sharp Exchange is a solid bfr alternative with lower commissions. The main drawbacks are geographic restrictions, withdrawal fees, and the lack of certain specialised markets. Overall, for bettors outside restricted countries, BIA remains one of the best choices for professional sports betting.

This document is for informational purposes only. All data is current as of October 2026.

BIA Review